BillsPro — crypto, bills & USD virtual cards in one fintech app
BillsPro launched on the App Store and Google Play in June 2026 for a UK-based private client. Users can fund a Naira wallet, spin up a USD card that works on thousands of international sites, top up phones and pay utility bills, and trade crypto — without ever leaving the app.
BillsPro's founders saw three painful gaps in the African fintech experience: USD virtual cards that actually work on international sites, a clean way to buy and hold crypto, and a single place to pay everyday bills. Existing apps solved one, badly. The team needed a flagship mobile product that pulled all three into one trustworthy, polished experience — ready for both the App Store and Play Store on day one.
We designed and built BillsPro end-to-end as a React Native app on a Node.js backend. Modular Naira and Crypto wallets, USD Visa & Mastercard virtual cards (with Apple Pay / Google Pay), and a BillsPro payments rail for airtime, data, electricity, cable TV, internet and betting — all wrapped in a single emerald-green design system. Security flows include 3DS notifications, card freeze, and biometric session locks.
BillsPro launched on the App Store and Google Play in June 2026 for a UK-based private client. Users can fund a Naira wallet, spin up a USD card that works on thousands of international sites, top up phones and pay utility bills, and trade crypto — without ever leaving the app.
Every screen, crafted.
6 core surfaces of BillsPro — from the home dashboard to crypto wallets and USD virtual cards.
The whole stack of features.
Issue Visa or Mastercard virtual cards in seconds, fund in USD, and use them on thousands of international websites — with Apple Pay and Google Pay support.
Pay airtime, data, electricity, cable TV, internet and betting wallets in a single tap, with a clean receipt-first transaction history.
Buy, sell, send and receive BTC, ETH, USDT and more. Unified balance view across coins with live valuations in USD.
Fund a secure Naira wallet via bank transfer, withdraw anytime, and route money into cards, bills or crypto in-app.
3DS approval notifications, card freeze, biometric unlock and granular spend controls keep every transaction in the user's hands.
A single emerald design system across iOS and Android — fast, native, and built to feel familiar from the very first screen.
- Native iOS & Android app
- USD virtual card issuing flow
- Multi-currency wallet (Naira + Crypto)
- Bill payments rail (BillsPro)
- Apple Pay & Google Pay integration
- Transaction history & analytics
