Portfolio/Software
Software2025RhinoxPay

RhinoxPay — send money across Africa, pay bills & trade crypto P2P

RhinoxPay launched on the App Store and Google Play as a single fintech super-app for cross-Africa money movement. Users can move funds between countries, swap into crypto, trade P2P and clear monthly bills without ever leaving the app.

Client
RhinoxPay
Year
2025
Duration
Launched 2025
Team
Mobile, backend & design pod
Live
rhinoxpay.com
Pan-Africa
Cross-border transfers
2
iOS + Android stores
P2P
Crypto marketplace
The Challenge
Where they started.

Our client — a young, world-travelling entrepreneur — kept hitting the same wall every time he moved between African countries: converting money was expensive, cross-border transfers were slow, and paying for everyday things in another currency required a chain of apps, agents and fees. Even within a single country, sending money or paying bills took too many steps. He wanted one application where anyone in Africa could send and receive money across borders, pay bills, and trade crypto — in seconds.

Our Approach
How we built it.

We designed and built RhinoxPay end-to-end as a React Native app on iOS and Android, backed by a Node.js + Postgres core. Users hold multi-currency African wallets (NGN, KSH, GHC and more), a crypto wallet for BTC / ETH / SOL / USDT, and a built-in P2P marketplace for trading assets directly with other users via mobile money or bank transfer. A unified bill-payment rail covers airtime, data, electricity, cable TV, internet and betting — funded from any wallet in the app.

The Outcome
What shipped.

RhinoxPay launched on the App Store and Google Play as a single fintech super-app for cross-Africa money movement. Users can move funds between countries, swap into crypto, trade P2P and clear monthly bills without ever leaving the app.

Inside the app

Every screen, crafted.

9 core surfaces of RhinoxPay — from the home dashboard to crypto wallets and USD virtual cards.

RhinoxPay — Home
01
Home
Multi-currency balance, send / fund / convert quick actions and active African wallets in one view.
RhinoxPay — Send Funds
02
Send Funds
Send to another RhinoxPay user, a bank account, or mobile money across Africa in seconds.
RhinoxPay — Fiat Wallets
03
Fiat Wallets
NGN, KSH, GHC and more — hold and switch between African currencies with a unique wallet ID.
RhinoxPay — Crypto Wallet
04
Crypto Wallet
Deposit, withdraw and P2P trade BTC, ETH, SOL, USDT and other assets from a unified crypto wallet.
RhinoxPay — Bill Payments
05
Bill Payments
Airtime, data, electricity, cable TV, betting and internet — paid in a tap from any wallet.
RhinoxPay — P2P Market
06
P2P Market
Trade assets directly with other users. Buy or sell across countries with payment-method matching.
RhinoxPay — My Ads
07
My Ads
List your own buy / sell ads with limits, payment methods and live order tracking.
RhinoxPay — Transaction History
08
Transaction History
Daily, weekly and monthly insights with incoming / outgoing breakdowns across fiat and crypto.
RhinoxPay — Receipt
09
Receipt
Clean, shareable receipts for every transaction — bank, country, fee and transaction ID.
What it does

The whole stack of features.

01
Multi-Currency African Wallets

Hold NGN, KSH, GHC and more in dedicated wallets, each with its own wallet ID — fund, withdraw and convert between currencies in-app.

02
Cross-Border Transfers

Send money from Nigeria to Kenya, Ghana, Cameroon, South Africa and more via mobile money, bank transfer, or directly to another RhinoxPay user.

03
Crypto Wallet

Buy, sell, send and receive BTC, ETH, SOL, USDT and other top assets with a unified balance view and live valuations.

04
P2P Marketplace

Trade crypto directly with other users. List ads with your own limits, payment methods and price — with order tracking and score-based reputation.

05
Bill Payments

Airtime, data, electricity, cable TV, internet and betting — funded from any wallet, with receipts and a clear transaction history.

06
Insights & Receipts

Daily / weekly / monthly transaction insights, incoming vs outgoing breakdowns and shareable receipts for every payment.

Technologies
React NativeNode.jsTypeScriptPostgresCrypto WalletsMobile Money APIsBank Rails
What we delivered
  • Native iOS & Android app
  • Multi-currency African wallets
  • Crypto wallet & on/off ramp
  • P2P trading marketplace
  • Bill payments rail
  • Cross-border remittance
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