RhinoxPay — send money across Africa, pay bills & trade crypto P2P
RhinoxPay launched on the App Store and Google Play as a single fintech super-app for cross-Africa money movement. Users can move funds between countries, swap into crypto, trade P2P and clear monthly bills without ever leaving the app.

Our client — a young, world-travelling entrepreneur — kept hitting the same wall every time he moved between African countries: converting money was expensive, cross-border transfers were slow, and paying for everyday things in another currency required a chain of apps, agents and fees. Even within a single country, sending money or paying bills took too many steps. He wanted one application where anyone in Africa could send and receive money across borders, pay bills, and trade crypto — in seconds.
We designed and built RhinoxPay end-to-end as a React Native app on iOS and Android, backed by a Node.js + Postgres core. Users hold multi-currency African wallets (NGN, KSH, GHC and more), a crypto wallet for BTC / ETH / SOL / USDT, and a built-in P2P marketplace for trading assets directly with other users via mobile money or bank transfer. A unified bill-payment rail covers airtime, data, electricity, cable TV, internet and betting — funded from any wallet in the app.
RhinoxPay launched on the App Store and Google Play as a single fintech super-app for cross-Africa money movement. Users can move funds between countries, swap into crypto, trade P2P and clear monthly bills without ever leaving the app.
Every screen, crafted.
9 core surfaces of RhinoxPay — from the home dashboard to crypto wallets and USD virtual cards.









The whole stack of features.
Hold NGN, KSH, GHC and more in dedicated wallets, each with its own wallet ID — fund, withdraw and convert between currencies in-app.
Send money from Nigeria to Kenya, Ghana, Cameroon, South Africa and more via mobile money, bank transfer, or directly to another RhinoxPay user.
Buy, sell, send and receive BTC, ETH, SOL, USDT and other top assets with a unified balance view and live valuations.
Trade crypto directly with other users. List ads with your own limits, payment methods and price — with order tracking and score-based reputation.
Airtime, data, electricity, cable TV, internet and betting — funded from any wallet, with receipts and a clear transaction history.
Daily / weekly / monthly transaction insights, incoming vs outgoing breakdowns and shareable receipts for every payment.
- Native iOS & Android app
- Multi-currency African wallets
- Crypto wallet & on/off ramp
- P2P trading marketplace
- Bill payments rail
- Cross-border remittance
Other things we've shipped.



